Your Rolex represents more than just exceptional Swiss craftsmanship—it’s a valuable financial asset that can provide immediate liquidity when you need it most. At Beverly Loan Company, we’ve specialized in Rolex loans since 1938, offering Beverly Hills residents same-day funding without the need to permanently part with their prized timepieces. Whether you own a classic Submariner, a prestigious Day-Date, or a coveted Daytona, we provide confidential, professional service that gets you cash today while preserving your ownership for tomorrow.

Why Choose a Rolex Loan?

Choosing a loan against your Rolex rather than selling offers compelling advantages. The Rolex market has demonstrated consistent appreciation, with certain models doubling or even tripling in value. By obtaining a loan, you maintain exposure to this appreciation while accessing the capital you need immediately.

• Cost-Effective: Selling your Rolex through dealers or auction houses can involve commissions and fees of 10-30%. These costs often exceed the total interest on a short-term loan.
• Preserve Sentimental Value: A Rolex often commemorates a milestone or is a family heirloom. Our luxury watch loan options preserve these irreplaceable connections.
• Speed and Privacy: Unlike bank loans, our process requires no credit checks, no income verification, and no lengthy applications. Your transaction remains completely confidential.
• Flexibility: Business owners use our loans for bridge financing, and investors leverage them to seize time-sensitive opportunities without liquidating portfolios.

Rolex Models We Accept

Our expertise spans the entire Rolex portfolio, from vintage rarities to current production models. Our specialists understand the nuances that differentiate a standard piece from a highly sought-after variant.

• Submariner: Vintage references (5512, 5513, 1680) and modern ceramic versions, including the “Hulk” and “Kermit,” qualify for substantial loans.
• Daytona: Vintage “Paul Newman” models and the modern ceramic Daytona (116500LN) command premium loan values.
• GMT-Master II: Vintage “Pepsi” and “Coke” bezels, along with modern “Batman” and “Pepsi” models, are highly liquid for loan purposes.
• Day-Date (“President”): Vintage references with unique “Stella” dials and modern 40mm models in precious metals qualify for significant loans.
• Other Professional Models: The Explorer II “Steve McQueen,” Yacht-Master, and Milgauss all attract strong loan values.
• Classic Models: Oyster Perpetual, Air-King, Explorer, and Datejust models all qualify for competitive loans based on their specific configuration.

Key Valuation Factors

Determining your Rolex’s loan value requires a sophisticated understanding of several interrelated factors.

1. Model and Reference: The foundation of the valuation, as specific references command different values.
2. Condition: We evaluate case thickness, bracelet stretch, and dial condition. Original, unrestored dials command premiums.
3. Documentation: Complete sets with boxes, papers, and warranty cards qualify for maximum loan amounts, often increasing value by 10-20%.
4. Market Dynamics: Our team monitors real-time market data to ensure your valuation reflects current conditions.
5. Special Characteristics: Rare “tropical” or “spider” dials, unusual bezels, or limited production runs can dramatically increase loan values.

Our Same-Day Funding Process

Our streamlined process delivers cash in your hands the same day you visit our Beverly Hills location.

The experience begins with a confidential consultation in our private evaluation room. Our certified specialists use advanced equipment to authenticate your watch in minutes. The valuation discussion is transparent and educational; we show you recent sales data and market listings that support our offer.

Once you accept, funding is immediate via cash, certified check, or wire transfer. The entire process typically takes less than an hour. You can even expedite your visit by starting with our secure online application.

Understanding Your Loan Terms

Our terms are designed for maximum flexibility and complete transparency.

• Loan Amounts: Typically 40% to 60% of your Rolex’s current market value.
• Interest Rates: Competitive, fixed rates with no hidden fees or compound interest.
• Term Lengths: Flexible terms from 30 days to one year, with renewal options.
• Repayment: No penalties for early repayment. You only pay interest for the time you use the funds.
• Security: Storage and full-value insurance are included at no additional cost.

The Rolex Authentication Process

Authentication is the cornerstone of our valuation. Our multi-step authentication process protects you and ensures accurate loan values. We conduct a detailed physical examination of the case, movement, dial, and bracelet, and cross-reference serial numbers with production databases to verify authenticity and originality.

Frequently Asked Questions (FAQ)

How much is my Rolex worth for a loan?

Loan values typically range from 40% to 60% of the current market value. A Submariner Date retailing for $15,000 might qualify for $6,000 to $9,000. Vintage or rare models can achieve higher percentages. We’ll explain exactly how we arrive at your offer during the evaluation.

Which Rolex models get the highest loans?

Steel sports models like the Daytona and GMT-Master II generally achieve the highest loan-to-value ratios due to their high demand. Vintage sports models in original condition also command exceptional loan values.

Can I get a loan on a vintage Rolex?

Absolutely. Vintage Rolexes often qualify for premium loans. Our specialists recognize valuable characteristics like tropical dials and ghost bezels that general lenders might miss, ensuring you receive the full value.

How fast can I get cash for my Rolex?

Same-day funding is our standard. The entire process—from walking in to receiving funds—is typically completed in less than an hour.