For luxury retailers, wholesalers, and diamond dealers, inventory is the lifeblood of the business. However, it can also be a significant tie-up of capital. There are moments—ahead of a buying trip, tax season, or an expansion opportunity—when that capital needs to be liquid, not sitting in a display case.

Beverly Loan Company offers specialized inventory financing solutions designed for the luxury trade. Unlike traditional business lines of credit, which look at P&L statements and aged receivables, we look at the inventory itself.

If you are holding high-value watches, estate jewelry, or loose diamonds, we can provide immediate bridge capital against those goods. This allows you to seize a buying opportunity without disrupting your long-term banking relationships. It is a tool for cash-flow management that savvy dealers have utilized for decades.

We understand the pace of the luxury retail industry. Our B2B services are designed to be fast, discreet, and flexible, allowing you to turn your stock into working capital precisely when you need it.