In the first quarter of the year, liquidity is often the difference between seizing an opportunity and missing it. For the high-net-worth individual, the choice between a traditional bank loan and a luxury asset loan is often a question of speed and privacy, rather than simply cost.

Speed of Execution:

Traditional financing in Q1 is often bogged down by year-end reporting and regulatory hurdles. A bank loan can take weeks, if not months, to underwrite. In contrast, a loan from Beverly Loan Company is asset-based. We do not evaluate your income or credit score; we evaluate the asset. This allows us to fund transactions in as little as 24 hours.

Privacy and Data Security:

In an era of increasing digital surveillance, financial privacy is a luxury in itself. Traditional loans require extensive disclosures that become part of a permanent credit record. A collateral loan is a private transaction. It does not appear on credit reports, and the details of the transaction remain strictly between you and us.

For those who value efficiency and discretion, the collateral loan is the superior financial instrument for short-term liquidity needs.