When access to capital is time-sensitive, the ability to close a luxury asset loan the same day you initiate the process matters. Beverly Loan offers same-day funding for qualified luxury assets — watches, jewelry, fine art, diamonds, and other accepted collateral — and the efficiency of that process depends on the asset, the documentation, and the borrower’s preparation.

What Makes Same-Day Funding Possible

Unlike real estate or business loans that require title searches, income verification, and third-party appraisals scheduled weeks in advance, luxury asset loans are secured exclusively by the physical asset. Our in-house specialists evaluate the piece, establish current market value, and structure the loan offer without waiting for external parties. For well-known assets in good condition with clear ownership — a current-production Rolex, a documented diamond, a recognized luxury brand jewelry piece — the evaluation can be completed in under an hour.

What to Bring for Same-Day Processing

To maximize the speed of the process, bring the asset itself with any available documentation: original purchase receipts, certificates of authenticity, appraisals (even if outdated), and any original box and papers for timepieces. Government-issued photo identification is required for all transactions. If the asset has a documented ownership history — auction catalogues, estate documents — bring those as well. The more documentation available, the faster and more confident the evaluation.

Complex Assets Take Longer

Same-day funding is available for assets where valuation can be completed quickly and confidently. Assets requiring additional authentication, works by artists with less active secondary markets, vintage pieces requiring specialized expertise, or assets with unusual provenance questions may require one to three business days for a thorough evaluation. We communicate timing transparently at the initial evaluation stage.

Frequently Asked Questions

Is there a minimum or maximum loan amount for Beverly Loan?

Beverly Loan structures loans from a few thousand dollars to several million dollars depending on the asset. Our focus is on luxury assets with established market values and meaningful loan amounts. Contact us to discuss your specific situation.