From diamond rings to antique necklaces, luxury jewelry can hold more than sentimental value — it can be a source of immediate capital. If you need fast, discreet funding in Los Angeles, using your jewelry as collateral is one of the most efficient options available.
At Beverly Loan Company, we specialize in helping clients unlock liquidity through private, asset-backed loans. Here’s how to use your fine jewelry to secure a loan — without selling or sacrificing what matters to you.
What Jewelry Qualifies for a Collateral Loan?
We accept a wide range of high-value pieces, including:
- Diamond rings and loose stones
- Antique and estate jewelry
- High-end designer pieces (Cartier, Tiffany & Co., Van Cleef & Arpels, Bulgari)
- Gold necklaces, bracelets, and earrings
- Custom or one-of-a-kind pieces with verifiable value
If you’re unsure whether your jewelry qualifies, we’ll provide a no-obligation appraisal and walk you through your options.
Why Use Jewelry for a Loan?
Jewelry loans offer several unique advantages:
- No credit check — Your asset secures the loan, not your financials
- Fast funding — Many clients receive funds the same day
- Full privacy — No public records or credit inquiries
- Asset retention — You get your piece back once the loan is repaid
Whether you’re covering a short-term expense or seizing an investment opportunity, jewelry loans give you flexible liquidity without losing ownership.
Our Process: Jewelry Loans Made Simple
1. Schedule a Private Appointment
We welcome clients at our Beverly Hills office for confidential, one-on-one consultations. Walk-ins are accepted, but appointments ensure dedicated service.
2. In-House Appraisal
Our gemologists evaluate your piece based on carat weight, clarity, cut, metal type, brand, condition, and current market demand.
3. Receive Your Loan Offer
You’ll receive a clear loan proposal — outlining amount, term, interest rate, and return timeline. No pressure. No surprises.
4. Immediate Funding
Once accepted, funds are issued on the spot via check, wire, or cash.
5. Secure Storage
Your jewelry is stored in a climate-controlled, high-security vault and fully insured until you return to claim it.
How Much Can I Borrow Against Jewelry?
Loan amounts typically range from 30% to 70% of your item’s market value, depending on:
- Brand and designer significance
- Gemstone size and quality
- Metal purity (gold, platinum, etc.)
- Overall condition and resale desirability
- Availability of original box, papers, or certificates
Frequently Asked Questions
Do you accept broken or worn pieces?
Yes, depending on the materials and resale potential. Diamonds and precious metals retain value even in worn condition.
Can I borrow against multiple items?
Absolutely. We can bundle several pieces into a single loan or structure separate agreements.
What if I don’t repay the loan?
If repayment or extension isn’t arranged, we retain the asset as loan satisfaction. Your credit remains untouched, and the process is handled professionally.
Trusted by Los Angeles for Over 85 Years
Since 1938, Beverly Loan has served as the premier destination for confidential, high-value loans in Los Angeles. Whether you own family heirlooms, engagement rings, or iconic designer pieces, we’re here to help you turn them into cash — quickly, safely, and privately.
Schedule your jewelry loan consultation and get the value you deserve.