When time is of the essence, waiting days or weeks for bank approvals just doesn’t work. Whether you’re managing an urgent opportunity or covering a time-sensitive expense, you need funding that moves at your pace — not theirs.
At Beverly Loan Company, clients come to us for fast, confidential capital backed by the value of their luxury assets. One of the most common questions we hear is: How long does it actually take?
Here’s what to expect — and how quickly you can receive your funds.
In Most Cases: Same-Day Funding
If you arrive with a qualified item and proper identification, you can often complete the entire process in under an hour.
Here’s how it breaks down:
- Initial Consultation – 10–15 minutes
We review your item and walk you through what’s needed. - Appraisal & Evaluation – 10–20 minutes
Our in-house experts assess the asset’s market value. - Loan Offer & Paperwork – 10–15 minutes
We present terms, answer questions, and prepare your agreement. - Funding Issued – Immediate
You receive funds by cash, check, or wire transfer — on the spot.
What Factors Affect Timing?
While most transactions are completed the same day, several factors can affect the total time required:
- Type of Asset – Jewelry and watches are quickest to evaluate. Fine art and cars may require more documentation or verification.
- Number of Items – Multiple pieces may extend appraisal time.
- First-Time Clients – The initial consultation includes ID verification and intake. Repeat clients are often even faster.
- Appointment Scheduling – Walk-ins are welcome, but appointments help minimize wait times and ensure availability.
Why Speed Doesn’t Sacrifice Security
While our process is fast, it’s never rushed. Every item is:
- Carefully inspected and appraised in-house
- Photographed and logged for tracking
- Stored securely in a high-security, climate-controlled vault
- Insured for full replacement value during the loan term
You get efficiency without compromising trust, discretion, or care.
What You’ll Need to Bring
To complete a loan on the same day, bring:
- A valid government-issued photo ID
- The asset(s) you want to use as collateral
- Any supporting documentation (optional but helpful — certificates, appraisals, boxes, or receipts)
If you have questions ahead of time, our team can help you prepare. You’re also welcome to send photos or details before your visit for a preliminary estimate.
Frequently Asked Questions
Can I get a loan the same day I walk in?
Yes — in most cases. Appointments are encouraged but not required.
What if my asset needs authentication?
Some items, such as fine art or rare pieces, may take additional time. We’ll communicate that upfront and offer flexible next steps.
Do I need to provide financial documents or credit history?
No. The loan is based solely on your asset. There are no credit checks or financial disclosures required.
Will I leave empty-handed if the item isn’t accepted?
No. If an item doesn’t qualify, we’ll explain why — and recommend next steps if applicable.
Fast, Private Capital — Without the Wait
You shouldn’t have to choose between speed and discretion. At Beverly Loan Company, we’ve designed our process to give you both — so you can move forward with clarity and confidence.
Book a confidential appointment and find out how quickly you can turn your assets into capital.