The automotive market is bifurcated. On one side, the modern supercar market has seen depreciation normalize as supply chain issues resolved. On the other, the vintage “investment grade” market (1960s Ferraris, pre-war Mercedes-Benz) continues to show resilience. For the client seeking a loan against a vehicle, understanding this distinction is vital.

Vintage: Provenance and Originality

Vintage vehicles are appraised based on rarity, restoration quality, and matching numbers. A “matching numbers” engine and chassis, accompanied by a Ferrari Classiche certification or similar documentation, can increase loan value by upwards of 30%. These assets are viewed similarly to fine art; their value is derived from history and scarcity.

Modern: Options and Mileage

Conversely, modern supercars (McLaren, Lamborghini, modern Porsche GT cars) are evaluated based on options lists, mileage, and current market saturation. Special colors (Paint to Sample) and high-option builds retain value best.

The Beverly Loan Advantage

Beverly Loan Company, operating in the automotive capital of the world, offers bespoke loan structures for both categories. We provide loans on luxury vehicles stored in our secure, climate-controlled facility. Our advantage is speed and privacy—no credit reporting, no income checks, simply a transaction based on the tangible value of the machine. Drive your liquidity forward without selling the asset.