In a city where image and privacy are equally important, collateral loans provide an elegant solution for fast, discreet funding. At Beverly Loan, we specialize in helping clients turn their luxury assets into capital — without selling, credit checks, or long-term obligations.
What Is a Collateral Loan?
A collateral loan is a secured loan backed by a physical asset — not your credit score or income. If you own high-value items like watches, jewelry, art, or designer handbags, you can use them to secure short-term financing.
You keep your privacy, receive same-day funding, and retrieve your asset once the loan is repaid.
Who Uses These Loans?
Our Beverly Hills clients range from entrepreneurs and lawyers to stylists and investors. Many prefer collateral loans because they offer:
- Confidentiality
- Speed and simplicity
- No impact on credit
- Asset preservation
Whether you’re bridging a cash flow gap, managing investments, or responding to a life event, this type of loan offers flexibility without complexity.
What Can Be Used as Collateral?
Commonly accepted assets include:
- Luxury watches (e.g., Rolex, Patek Philippe)
- Fine jewelry (including diamonds and designer pieces)
- Designer handbags (Hermès, Chanel, Louis Vuitton)
- Fine art and collectibles
- Precious metals or gold bars
Each item is appraised privately in our showroom by an expert familiar with high-end markets.
How Much Can You Borrow?
Loan amounts are based on the item’s secondary market value and may range from 30% to 70% of that amount depending on asset class, demand, and condition.
For example:
- A $20,000 Cartier bracelet might qualify for a $10,000–$14,000 loan
- A Patek Philippe Nautilus may secure a much higher amount
The Process at Beverly Loan
Here’s what to expect:
- Private, in-store appraisal
- Loan offer presented and explained
- Secure storage of your asset (fully insured)
- Same-day funding by wire or check
- 4–6 month loan term, renewable upon request
Every step is conducted with complete discretion and professionalism — because your privacy matters.
Why Choose Beverly Loan?
As Beverly Hills’ original luxury lender, we’ve built our business on:
- Trust
- Expertise
- Discretion
- Respect for every client and asset
We understand that high-net-worth individuals want a service that matches their lifestyle — efficient, private, and tailored.
Conclusion
A collateral loan in Beverly Hills is more than a financial tool — it’s a refined alternative to traditional lending. If you have a luxury asset and need capital, Beverly Loan offers a seamless, respectful way to access it.
Schedule your private consultation today and discover what your assets can unlock.