A rare coin loan lets you use your numismatic collection as collateral for immediate cash — no credit check, no sale required, and no public record. Beverly Loan Company has provided expert collateral lending on coins, bullion, and precious metals in Beverly Hills since 1938, with in-house certified specialists who understand true numismatic value beyond spot price.
What Is a Rare Coin Loan?
A rare coin loan is a short-term, asset-backed loan where your coin collection or bullion holdings serve as collateral. You bring your coins to Beverly Loan Company, our numismatic specialists appraise them at fair market value, and you receive a loan for a percentage of that value — typically 50–70% of authenticated current value. Your coins are held in our secure, insured Beverly Hills vault for the duration of the loan. Repay the loan and interest, and your full collection is returned.
What Types of Coins Are Accepted as Collateral?
- Rare U.S. coins — Morgan dollars, Peace dollars, Walking Liberty halves, Saint-Gaudens double eagles, early American coinage
- Gold bullion coins — American Gold Eagles, Krugerrands, Canadian Maple Leafs, Austrian Philharmonics, and other recognized gold bullion
- Silver bullion — American Silver Eagles, 90% junk silver, silver rounds, and silver bars
- Platinum and palladium coins — American Platinum Eagles and investment-grade platinum coinage
- Key-date coins — 1909-S VDB Lincoln cents, 1916-D Mercury dimes, 1921 Peace dollars, and high-grade key dates
- PCGS and NGC certified coins — Slabbed coins in MS-65 or higher with certified population data
- Foreign and ancient coins — Graded ancients, British sovereigns, pre-1933 European gold coinage
- Complete collections and type sets — We handle collection-level liquidity events from $2,500 to $5,000,000+
How the Rare Coin Loan Process Works
- Schedule a private appraisal. Contact Beverly Loan Company to arrange a confidential meeting at our Beverly Hills office at 9440 S. Santa Monica Blvd.
- Expert numismatic evaluation. Our specialists assess each coin for grade, rarity, certified population, and current market demand — referencing PCGS CoinFacts, NGC price guides, and recent Heritage Auctions and Stack’s Bowers results.
- Receive a loan offer. You receive an offer based on your collection’s current market value. No obligation to accept.
- Secure vault storage. Your coins are stored in our private, climate-controlled, fully insured vault for the loan period.
- Repay and redeem. Repay the principal plus interest to retrieve your collection. Loan terms typically run 30–120 days with extension options.
Coin Loan vs. Selling to a Dealer
| Factor | Rare Coin Loan (Beverly Loan) | Selling to a Dealer |
|---|---|---|
| Keep your coins | ✅ Yes — redeemable upon repayment | ❌ No — permanent sale |
| Credit check | ❌ None required | N/A |
| Taxable event | ❌ No capital gains triggered | ✅ Possible taxable gain |
| Speed of funding | Same or next business day | 1–7 days |
| Privacy | ✅ Completely confidential | Varies by dealer |
| Retain future appreciation | ✅ Yes | ❌ No |
Frequently Asked Questions About Rare Coin Loans
Do I need to bring my coins in person to Beverly Loan Company?
Yes — all appraisals are conducted at our Beverly Hills office to ensure proper authentication and handling. We serve clients from West Hollywood, Bel Air, Santa Monica, Malibu, and the greater Los Angeles area.
Are my coins insured while in Beverly Loan’s custody?
Yes. All collateral assets are held in our secure, insured vault for the full duration of the loan period.
Do my coins need to be certified (PCGS/NGC) to get a loan?
No. We accept both certified slabbed coins and raw uncertified coins. For high-value raw coins, our specialists may recommend third-party certification before finalizing the loan offer.
Can I get a single loan against my entire coin collection?
Yes. Beverly Loan Company regularly handles collection-level loans, structuring a single loan against the aggregate appraised value of your full collection.
Will a rare coin loan appear on my credit report?
No. Our collateral loans are entirely asset-based. No information is reported to any credit bureau or agency.
Ready to explore a loan against your rare coin collection? Contact Beverly Loan Company for a private, no-obligation consultation at our Beverly Hills office.