Upon entering the newly remodeled suite in the Bank of America building, you will be directed to a private office to meet with one of our Client Engagement team members.

The amount you will be able to borrow is based upon their determination of the value of your collateral. Our staff gemologists are trained at the Gemological Institute of America and will provide fair and competitive valuations based on the secondary market value of each asset. Once the loan amount has been agreed upon, a pledge agreement will be prepared for you to approve and sign. The terms of the pledge agreement are regulated by both state and federal laws.

What to expect. After you have signed the pledge agreement, the Client Engagement team member will provide you with the full amount of the loan in cash. There are no upfront fees or costs charged.

All watches held as collateral are stored in a vault within a vault under 24-hour surveillance. You are entitled to the full four months of the contract and may renew after the term matures.